FAQ
Question: I do not have money to cover medical expenses, while I am told to pay up. What am I supposed to do?
Answer: Taking into consideration the legislation, you may not be forced to stay at hospital after discharge. You may ask them to send original copies of any outstanding bills and a discharge summary to your home address or give them out to you or forward them to your underwriter for further payment. However, such situations are rather uncommon in reality.
Medical assistance in Russia, CIS and Eastern Europe
Welcome to AP Companies – the first Russian independent claims management, cost containment and emergency medical assistance company.
With an outstanding reputation for delivering the optimum combination of quality service and cost control, AP represents some of the best known brands in the insurance, banking and corporate sectors.
Our preferences
- 24 hours a day we speak 175 foreign languages!
- All operators of our alarm-center have Russian and English language competence, plus many of them are fluent in French, German, Italian, Spanish, Polish, Ukrainian and other languages. Now there is hardly a language in the world which could not be understood by our staff because since June, 2009 AP COMPANIES alarm-center has been connected to the international language telephone line: Language Line – on-line interpretation. Now AP COMPANIES can speak all foreign languages.
- AP Companies has been chosen as a partner in Russia, CIS and Eastern European countries by more than 60 well known international insurance and assistance companies.

